[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.014.cz\/proc-je-nebankovni-pujcka-vyhodnejsi\/#Article","mainEntityOfPage":"https:\/\/www.014.cz\/proc-je-nebankovni-pujcka-vyhodnejsi\/","headline":"Pro\u010d je nebankovn\u00ed p\u016fj\u010dka v\u00fdhodn\u011bj\u0161\u00ed?","name":"Pro\u010d je nebankovn\u00ed p\u016fj\u010dka v\u00fdhodn\u011bj\u0161\u00ed?","description":"Bankovn\u00ed p\u016fj\u010dka je produktem t\u00e9m\u011b\u0159 ka\u017ed\u00e9 banky a nen\u00ed zapot\u0159eb\u00ed j\u00ed asi nijak slo\u017eit\u011b p\u0159edstavovat. Podle nejnov\u011bj\u0161\u00edch statistik m\u00e1 s […]","datePublished":"2021-04-12","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.014.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.014.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"014.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.014.cz\/wp-content\/uploads\/rodinn%C3%A9%20finance_5.jpg","url":"https:\/\/www.014.cz\/wp-content\/uploads\/rodinn%C3%A9%20finance_5.jpg","height":0,"width":0},"url":"https:\/\/www.014.cz\/proc-je-nebankovni-pujcka-vyhodnejsi\/","about":["Online"],"wordCount":401,"articleBody":"   Bankovn\u00ed p\u016fj\u010dka je produktem t\u00e9m\u011b\u0159 ka\u017ed\u00e9 banky a nen\u00ed zapot\u0159eb\u00ed j\u00ed asi nijak slo\u017eit\u011b p\u0159edstavovat. Podle nejnov\u011bj\u0161\u00edch statistik m\u00e1 s n\u011bkter\u00fdm z \u00fav\u011brov\u00fdch produkt\u016f zku\u0161enost ka\u017ed\u00fd druh\u00fd \u010cech. To je tak trochu alarmuj\u00edc\u00ed \u00fadaj, p\u0159esto mnoh\u00e9 nep\u0159ekvap\u00ed. V posledn\u00edch letech jsme si doslova zvykli \u017e\u00edt na dluh, nic pro n\u00e1s nen\u00ed nemo\u017en\u00e9. V\u0161e chceme okam\u017eit\u011b a ne \u010dekat n\u011bkolik let, ne\u017e si na danou v\u011bc na\u0161et\u0159\u00edme. Tak trochu v\u00fdjimku tvo\u0159\u00ed hypote\u010dn\u00ed \u00fav\u011bry, kter\u00e9 pro mnoh\u00e9 \u017eadatele znamenaj\u00ed jedinou mo\u017enost, jak si splnit sen o vlastn\u00edm bydlen\u00ed. Sly\u0161eli jste u\u017e o americk\u00e9 hypot\u00e9ce bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f? Ta je jasn\u00fdm ukazatel, \u017ee p\u016fj\u010dit si dnes u\u017e nen\u00ed v\u016fbec slo\u017eit\u00e9. Nebankovn\u00ed p\u016fj\u010dky jsou pro mnoh\u00e9 st\u00e1le jakousi p\u0159edzv\u011bst\u00ed pohromy, kter\u00e1 se ukr\u00fdv\u00e1 za skryt\u00fdmi poplatky. Jsou to v\u0161ak \u010dasto \u00fav\u011brov\u00e9 produkty, kter\u00e9 pro mnoh\u00e9 znamenaj\u00ed jedinou z\u00e1chranou stanici, kdy\u017e jim banka odm\u00edtne \u00fav\u011br schv\u00e1lit. Nebankovn\u00ed p\u016fj\u010dku tak mnohdy se\u017eene rychleji, sn\u00e1ze a bez zbyte\u010dn\u00e9 byrokracie. P\u016fj\u010dka vy\u0159\u00edzen\u00e1 snadno i onlineBanky neust\u00e1le sv\u00e9 slu\u017eby zdokonaluj\u00ed, p\u0159esto jsou v n\u011bkter\u00fdch ohledech je\u0161t\u011b st\u00e1le pozadu. Zat\u00edmco v\u011bt\u0161inu probl\u00e9mu je zde u\u017e mo\u017en\u00e9 \u0159e\u0161it online formou, za \u017e\u00e1dost\u00ed o \u00fav\u011br mus\u00edte je\u0161t\u011b st\u00e1le osobn\u011b na pobo\u010dku. Zde mus\u00edte absolvovat pohovor, sjednat podm\u00ednky a n\u00e1sledn\u011b \u010dekat na vyj\u00e1d\u0159en\u00ed dan\u00e9 banky. U nebankovn\u00edch spole\u010dnost\u00ed je ale proces schvalov\u00e1n\u00ed diametr\u00e1ln\u011b odli\u0161n\u00e9. \u017d\u00e1dost je mo\u017en\u00e9 vy\u0159\u00eddit i online, co\u017e v t\u00e9to slo\u017eit\u00e9 dob\u011b nemus\u00ed b\u00fdt na \u0161kodu. Pot\u0159ebovat budete jen p\u0159ipojen\u00ed k internetu, p\u00e1r minut \u010dasu a pot\u0159ebn\u00e9 dokumenty, kter\u00e9 p\u0159ilo\u017e\u00edte k \u017e\u00e1dosti. V\u011bt\u0161ina nebankovn\u00edch spole\u010dnost\u00ed pracuje s automatick\u00fdm schvalovac\u00edm procesem. V p\u0159\u00edpad\u011b kladn\u00e9ho vy\u0159\u00edzen\u00ed, tak m\u016f\u017eete m\u00edt druh\u00fd den pen\u00edze na \u00fa\u010dtu. Cel\u00fd schvalovac\u00ed proces prob\u00edh\u00e1 online a je tak ot\u00e1zkou n\u011bkolika m\u00e1lo minut. Tak na co je\u0161t\u011b \u010dekat?                                                                                                                                                                                                                                                                                                                                                                                           3.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d je nebankovn\u00ed p\u016fj\u010dka v\u00fdhodn\u011bj\u0161\u00ed?","item":"https:\/\/www.014.cz\/proc-je-nebankovni-pujcka-vyhodnejsi\/#breadcrumbitem"}]}]